We provide loans to business operators in general in order for them to invest in their enterprises, to acquire assets or to meet their working capital requirements. 
  • Long-term  loan  facility  (“Term Loan Facility”)  is the loan facility with principal repayment term  in excess of  one  year. Principal
         repayment  can  be  made  on a monthly, quarterly or annual basis depending on the purpose of  the loan  and the  nature of the
         business. This type of loan is to accommodate long-term investment.
  • Short-term loan facility (“Working Capital Facility”) is the loan facility with short-term repayment period to  be utilized  as  working
         capital of the entity to enhance its liquidity  and through which facility the client may drowdown as and when required to cover its
         requirements and be enabled to repay the loan as desired.
  • Aval / Guarantee  Facilities  are those designed to enhance the confidence  of  the  client’s  trading  partners  by  means of aval or
         guarantee to accommodate future contingent payments or to secure procurement contracts.
Please see Announcements of Lending Interest Rates
Please see Announcements of Lending Service Fees
  • Immovable properties;
  • Marketable securities;
  • Factories/machinery;
  • Cash Deposit/shares;
  • Being a juristic person incorporated in Thailand.
  • Being a natural person having secured occupation / business.

Borrower being  a juristic person

  • Know –Your-Customer (KYC) form;
  • Official Affidavit of Company or Partnership,  Memorandum of Association and Articles of Association and the Shareholders’ List
         (in the case of a company);
  • Statements from financial institutions;
  • Latest audited financial statements;
  • Details of the collateral documents;
  • Corporate history, management personal profile and business plan;
  • Other relevant documents.

Borrower being  a natural person

  • Know-Your-Customer (KYC) form;
  • Personal identification card;
  • House registration;
  • Marriage or divorce certificate;
  • Certificate of name and/or surname change (if any);
  • Statements from  financial institutions;
  • Details of the collateral documents;
  • Other relevant documents.