|
|
Year 2025 |
Year 2024 |
Year 2023 |
|
Financial Position |
|
Investment, net |
3,654.47 |
3,584.08 |
3,558.77 |
|
Loans and Accrued Interest Receivables |
5,500.92 |
5,808.86 |
6,620.87 |
|
Loans and Accrued Interest Receivables, net (Less Allowance for Expected Credit Losses) |
4,909.98 |
5,275.52 |
6,064.21 |
|
Total Assets |
11,763.18 |
10,190.74 |
12,343.49 |
|
Interbank and Money market Items |
4,013.00 |
2,853.00 |
4,593.50 |
|
Deposits |
5,914.09 |
5,611.06 |
6,155.91 |
|
Total Liabilities |
10,046.17 |
8,589.60 |
10,873.14 |
|
Equity |
1,717.00 |
1,601.14 |
1,470.35 |
|
Operating Performance |
|
Interest Income |
488.55 |
562.42 |
510.87 |
|
Interest Expense |
197.03 |
222.45 |
172.64 |
|
Net Interest Income |
291.52 |
339.97 |
338.23 |
|
Non Interest Income (Expenses) |
11.99 |
-47.44 |
-42.70 |
|
Total Operating Income |
303.51 |
292.53 |
295.53 |
|
Other Operating Expenses |
120.16 |
129.55 |
128.04 |
|
Operating Profit before Expected Credit Losses |
183.35 |
162.98 |
167.49 |
|
Expected credit losses and impairment |
56.25 |
17.20 |
19.72 |
|
Expected credit losses by Management overlay |
32.32 |
37.80 |
62.45 |
|
Net Profit |
75.79 |
85.87 |
67.17 |
|
Financial Ratio |
|
Net Interest Income to Total Assets |
2.48 |
3.34 |
2.74 |
|
Loans to Deposits |
85.58 |
96.69 |
101.61 |
|
Capital Adequacy Ratio |
24.20 |
22.37 |
16.77 |
|
Return on Assets |
0.64 |
0.84 |
0.54 |
|
Return on Equities |
4.57 |
5.59 |
4.57 |
|
|