LENDING
We provide personal loans in order for you to meet your consumption requirement, to enhance your personal financial liquidity during emergency.  We offer you a maximum payment term of up to 30 years in order for you to repay comfortably.
 
  • Long-term loan with pre-determined repayment terms.
  • Personal consumption;
  • To enhance personal financial liquidity during emergency.
 
Maximum AF MLR + 5.00% p.a.
Please see Announcements of AF MLR Lending Interest Rates.
Please see Announcements of Lending Service Fees
 
  • Land with or without buildings / condominium unit title deeds.
 
  • Having Thai nationality
  • At least 20 years old.
  • Having secured occupation and regular income.
 
A maximum of 30-years repayment period provided that the total repayment period when combined with the borrower’s age at the time of submitting the loan application form shall not exceed 70 years.
 
  • Not exceeding 90% of the appraised value of the collaterals.
 
Personal document of the applicant
  • Personal Secured Loan Application Form;
  • Know your customer (KYC)-Natural person;
  • Personal identification card;
  • House registration;
  • Marriage or divorce certificate;
  • Change of name / surname certificate (if any).
Financial document

For salary-based income applicants
  • Salary verification document / salary pay-in slips;
  • Statements from financial institutions (for the past 6 months).
 
For self–employed applicants
  • Official Affidavit of Company;
  • Memorandum and Articles of Association;
  • Shareholders’ List
  • Business Registration Certificate;
  • Company’s and natural person’s evidence of deposits and statements from financial institutions (for the past 6 months).
 
Collaterals of related document
  • Land title deeds, condominium unit title deeds.